Who We Help
Our Universal Financial Planning service encompasses all aspects of financial planning and wealth management including retirement planning, portfolio management, protection planning and estate planning.
We bring all of these areas together to design the most appropriate financial planning strategy for you whether you are approaching retirement, selling a business, actively enjoying retirement or considering giving money away.
Here are some examples of the people we work with.
Working towards retirement
Tom and Nicola are both in their early fifties and have twin girls who have recently graduated from university. Tom is a Partner at reputable City law firm and Nicola works part-time for a local charity. They both love their jobs, and with the girls moving away, they wish to review whether they are on course to achieve financial independence.
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selling a business
Michael has just married his life partner, Craig, and they are in the process of selling their catering business that has consumed their lives for the past ten years or so for £1.75m. Michael has just turned sixty and Craig is in his early fifties. In the early days of the business they lived very much hand to mouth and even when the business was successful, they were not particularly extravagant.
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living life to the full and estate planning
Margaret and Jim are in their late sixties and are living life to the full. On retirement, they purchased a camper van and spend as much time travelling in the UK as well as Europe. They are both keen activists and support a number of environmental causes. They want to keep active as long as they can. They have four children, two each from a previous marriage, and all are grown up with families of their own. They have assets of around £1m.
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sudden wealth
Tyler is a professional footballer who is in his late-twenties and is at the peak of his earning potential. Tyler earns a significant amount playing a sport that he loves and has amassed the trappings of a professional sportsman – a large house, a sports car and being in a position to help friends and family financially. Tyler has recently got engaged and he and his fiancée are looking forward to settling down and starting a family.
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Disclaimer – these are hypothetical client examples and does not constitute a formal recommendations