Our Fees
Our fees are straight-forward, fair and fully transparent and based on the work that we carry out on your behalf.
We will always discuss and agree our fee with you before we carry out any work on your behalf.
Why Fixed Fees?
Most traditional Financial Advisers and Wealth Managers will charge an assets-under-management fee usually expressed as a percentage of the assets that they manage on your behalf. For example, they might charge a 1% initial fee and a 1% ongoing fee.
If a client has £1m of assets, the initial fee will be £10,000 and the ongoing fee would be £10,000. A client with £1.5m of assets would pay a £15,000 initial fee and a £15,000 ongoing fee.
We don’t think this is fair as it is not necessarily the case that the client with £1.5m has more complex financial planning requirements than the client with £1m of assets.
We believe that fixed fees are fairer than charging an assets-under-management fee because:
Our fees reflect our financial planning expertise and investment management is only one component of this.
Our fees are not linked to the amount of money a client invests.
Our fees are not based on investment markets over which we have no control.
We believe charging fixed fees based on the work involved is much fairer to all of our clients.